Not ready to drop down a bunch of clams for your next Surface purchase? Not a problem. Microsoft is offering a Surface Membership Plan to spread out payments over time. According to an ars technica report, prices range from $32.99/month for a bottom spec Surface 3 bought over 30 months, up to $220.99/month for a top spec Surface Book bought over 18 months. You're going to pay around $400-$500 more for a device than you would if you purchased the Surface outright. Consider the cost difference to be a financing fee since you don't have to come up with the entire purchase price up front.